Comprehensive Hold Harmless and Zero Liability Disclosure

Disclaimer of Liability: 

Haddad & Company LLC, Andrew Haddad, Andrew Haddad, P.A., First Agent Hub, Compass Florida LLC, Compass, and any of its affiliates (collectively, the "Providers") expressly disclaim all warranties, express or implied, including but not limited to the implied warranties of merchantability and fitness for a particular purpose. The Providers make no representations or warranties regarding the accuracy, reliability, completeness, or timeliness of the materials, information, software, products, texts, graphics, links, or other items contained within this course. The course is provided on an "as-is" and "asavailable" basis. 

Limitation of Liability: 

In no event shall the Providers be liable for any direct, indirect, punitive, incidental, special, consequential damages, or any damages whatsoever, including, without limitation, damages for loss of use, data, or profits, arising out of or in any way connected with the use or performance of this course, with the delay or inability to use this course, the provision of or failure to provide services, or for any information, software, products, services, and related graphics obtained through this course, or otherwise arising out of the use of this course, whether based on contract, tort, negligence, strict liability, or otherwise. If you are dissatisfied with any portion of this course, or with any of these terms, your sole and exclusive remedy is to discontinue using the course.

Intellectual Property Rights:

All contents within the course are the exclusive property of Haddad & Company LLC and are protected under both United States and foreign copyright and intellectual property laws. The course content may not be copied, displayed, distributed, licensed, modified, published, reproduced, reused, sold, transmitted, used to create derivative works, or used for commercial or public purposes without explicit written permission from Haddad & Company LLC. 

Non-Representation and Non-Reliance: 

The information provided in this course is for educational and informational purposes only and should not be considered as professional, legal, or financial advice. No part of this course constitutes a client-consultant or client-agent relationship between you and any of the Providers. You acknowledge that you are not relying on the Providers or any disclosed affiliates for advice or information.

 Indemnification: 

You agree to indemnify, defend, and hold harmless the Providers, their officers, directors, employees, agents, licensors, suppliers, and any third-party information providers to the course from and against all losses, expenses, damages, and costs, including reasonable attorneys' fees, resulting from any violation of this agreement (including negligent or wrongful conduct) by you or any other person accessing the course. 

Binding Agreement: 

This disclosure constitutes a legally binding agreement between you and the Providers upon access of the course. If you disagree with any part of this disclosure, you must immediately discontinue use of the course and inform the Providers of your decision.

 Acceptance: 

By continuing to access and use this course, you acknowledge that you have read, understood, and agreed to be bound by the terms of this Comprehensive Hold Harmless and Zero Liability Disclosure.